Federal Direct Loans

Parent Loans for Undergraduate Students (PLUS)

  • Before you can apply for the PLUS loan
    1. The student must have completed the entire financial aid application process
    2. The student must have received their award notification
    3. The student must have applied for the maximum Subsidized/Unsubsidized Direct Loan
  • Plan carefully so that you only need to apply for one PLUS loan per school year
  • Submission of your PLUS Request application indicates your understanding of the terms and conditions stated therein

The PLUS loan must be completed by the parent borrower.

Privacy Act Disclosure Notice

The Privacy Act of 1974 (5 U.S.C.552a) requires that the following notice be provided to you. The authority for collecting the information requested on this form is S451 et seq of the Higher Education Act of 1965, as amended. Your disclosure of this information is voluntary. However, if you do not provide this information, you cannot be considered for a Direct PLUS loan. The information on this form will be used to determine your eligibility for a DIrect PLUS loan. The information in your file may be disclosed to third parties as authorized under routine uses in the Privacy Act notices called "Title IV Program Files" (originally published on April 12, 1994, Federal Register, Vol. 59 p 17351) and "National Student Loan Data System" (originally published on December 20, 1994 , Federal Register, Vol 59 p65532). Thus, this information may be disclosed to federal and state agencies, private parties such as relatives, present and former employers and creditors, and contractors of the Department of Education for purposes of administration of the student financial assistance program, for enforcement purposes, for litigation where such disclosure is compatible with the purposes for which the records were collected, for use by federal, state, local, or foreign agencies in connection with employment matters or the issuance of a license, grant, or other benefit, for use in any employee grievance or discipline proceeding in which the Federal Government is a party, for use in connection with audits or other investigations, for research purposes, for purposes of determining whether particular records are required to be disclosed under the Freedom of Information Act, and to a Member of Congress in response to an inquiry from the congressional office made at your written request.

When you complete the PLUS Loan Application Request you are authorizing a credit check to determine eligibility for your loan.

Because we request your Social Security number (SSN), we must inform you that we collect your SSN on a voluntary basis, but section 484(a)(4) of the HEA (20 U.S.C.109(a)(4)) provides that, in order to receive any grant, loan, or work assistance under Title IV of the HEA, a student must provide his/her SSN. Your SSN is used to verify your identity, and as an account number (identifier) throughout the life of your loan(s) so that data may be recorded accurately.

Parent Loans for Undergraduate Students (PLUS)

  • Before you can apply for the PLUS loan
    1. The student must have completed the entire financial aid application process
    2. The student must have received their award notification
    3. The student must have applied for the maximum Subsidized/Unsubsidized Direct Loan
  • Plan carefully so that you only need to apply for one PLUS loan per school year
  • Submission of your PLUS Request application indicates your understanding of the terms and conditions stated therein

The PLUS loan must be completed by the parent borrower.

Privacy Act Disclosure Notice

The Privacy Act of 1974 (5 U.S.C.552a) requires that the following notice be provided to you. The authority for collecting the information requested on this form is S451 et seq of the Higher Education Act of 1965, as amended. Your disclosure of this information is voluntary. However, if you do not provide this information, you cannot be considered for a Direct PLUS loan. The information on this form will be used to determine your eligibility for a DIrect PLUS loan. The information in your file may be disclosed to third parties as authorized under routine uses in the Privacy Act notices called "Title IV Program Files" (originally published on April 12, 1994, Federal Register, Vol. 59 p 17351) and "National Student Loan Data System" (originally published on December 20, 1994 , Federal Register, Vol 59 p65532). Thus, this information may be disclosed to federal and state agencies, private parties such as relatives, present and former employers and creditors, and contractors of the Department of Education for purposes of administration of the student financial assistance program, for enforcement purposes, for litigation where such disclosure is compatible with the purposes for which the records were collected, for use by federal, state, local, or foreign agencies in connection with employment matters or the issuance of a license, grant, or other benefit, for use in any employee grievance or discipline proceeding in which the Federal Government is a party, for use in connection with audits or other investigations, for research purposes, for purposes of determining whether particular records are required to be disclosed under the Freedom of Information Act, and to a Member of Congress in response to an inquiry from the congressional office made at your written request.

When you complete the PLUS Loan Application Request you are authorizing a credit check to determine eligibility for your loan.

Because we request your Social Security number (SSN), we must inform you that we collect your SSN on a voluntary basis, but section 484(a)(4) of the HEA (20 U.S.C.109(a)(4)) provides that, in order to receive any grant, loan, or work assistance under Title IV of the HEA, a student must provide his/her SSN. Your SSN is used to verify your identity, and as an account number (identifier) throughout the life of your loan(s) so that data may be recorded accurately.